WHY CHOOSE HUMN?
Everything insurance. Everything risk. One platform.
Let’s get technical, technical
How does dynamic pricing work?
Truck-loads of data
We combine vehicle control, environmental risk, and driver fatigue to provide a 360-degree risk picture for every journey.
A simple Safety Score
That data is turned into a Safety Score and applied to the standard usage rate to generate a premium that’s updated after every journey.
The platform will give your client actionable insights that tell them exactly what needs to be done to improve their score.
Pick the perfect policy for your clients
The technology that powers Humn is the height of insurtech innovation, but when it comes to our policies, we like to keep things simple. If your clients are ready to unlock the full potential of their driving data, Pay How You Drive is as cutting-edge as it gets. But, if they prefer to take it slow, Annual Plus offers traditional structure with modern benefits.
Pay How You Drive
This dynamic policy follows a simple rule: the safer the fleet, the lower the cost. We use heaps of driving data to create a personalised premium for each trip in real-time, based on how safely a vehicle is driven and the environmental risk around it.
Ready for a quote?
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