Insurance you control

When risk management meets insurance, you pay premiums based on what your risk actually is, not what traditional insurers predict it will be. Welcome to the future.

fleet insurance


Everything insurance. Everything risk. One platform.


Insure your fleet, ensure its safety

Insurance that keeps your fleet covered when it counts. Personal accident cover? Yep. Unauthorised use cover? Of course. No matter what happens, we'll do what we can to control your costs, keep you informed, and get your drivers back on the road as fast as Humnly possible.

insurance that keeps your fleet covered


Personalised premiums

Premiums are calculated based on driver performance and your fleet’s environmental risk, so you get a price that actually reflects your fleet, not a prediction. Premiums are updated after every trip, so you have the power to actively lower your costs through improved fleet safety.

performance based premiums insurance


A seriously powerful platform

Our Rideshur platform gives you full transparency over your fleet’s risk. It provides granular feedback on driver behaviour, so you can make impactful change that adjusts your premiums. You can even track your vehicles, make policy changes, manage claims, and more, all from one place.

risk factors fleet insurance

Let’s get technical, technical

How does dynamic pricing work?

data icon
Truck-loads of data

We combine vehicle control, environmental risk, and driver fatigue to provide a 360-degree risk picture for every journey.

A simple Safety Score

That data is turned into a Safety Score and applied to the standard usage rate to generate a premium that’s updated after every journey.

Actionable insights

The platform will give your client actionable insights that tell them exactly what needs to be done to improve their score.


Pick the perfect policy for your clients

The technology that powers Humn is the height of insurtech innovation, but when it comes to our policies, we like to keep things simple. If your clients are ready to unlock the full potential of their driving data, Pay How You Drive is as cutting-edge as it gets. But, if they prefer to take it slow, Annual Plus offers traditional structure with modern benefits.

Pay How You Drive

This dynamic policy follows a simple rule: the safer the fleet, the lower the cost. We use heaps of driving data to create a personalised premium for each trip in real-time, based on how safely a vehicle is driven and the environmental risk around it.

Pay an upfront deposit, then monthly premiums based on the number of miles covered
Mileage charge calculated based on your driver’s performance
Track drivers and premiums in real-time
Personalised driving insights to improve safety, reduce exposure and reduce cost

Annual Plus

Get all the comfort and familiarity of a traditional policy, plus our state-of-art risk management solution. You’ll even have the potential to earn a nice rebate on your premium when you renew, based on your claims ratio and fleet Safety Score over your term.

Billed annually or financed over 10 months​
Per-vehicle premium agreed at start of policy ​
Potential to earn a rebate upon renewal​
Personalised driving insights to improve safety, reduce exposure and reduce cost​
Track potential savings earned on each trip

Ready for a quote?

You can reach us using the form below. Once we get your message, someone will get back to you as soon as possible.

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