FOR BROKERS

Work smarter, not harder

Improve client retention by delivering genuine value, with less cost and effort for you.

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brokers commercial insurance

WHY CHOOSE HUMN?

Transparent risk. Fairer premiums. Happier clients.

What Humn can do for you

Clients that keep coming back

Humn combines dynamic insurance with state-of-the-art risk management to finally deliver on insurtech’s long-promised potential. Your clients will get the insights they need to improve fleet safety and take control of their premiums – and you’ll be the one they thank for it.

Rideshur platform showing dynamic insurance

What Humn can do for your clients

Insurance your clients control

We don’t just cover your clients, we give them the power to actively control their premiums with unparalleled risk management. We'll show them exactly where their risk is, every millisecond of every trip. They'll then get fleet risk insights on the platform, so they can make changes.

risk factors shown on rideshur

Why recommend Humn?

It's the smart choice

Fair, data-based premiums for your clients, competitive commission for you (even if your clients pay lower premiums). It’s a total win-win. Plus, we’ll keep you updated from onboarding to renewal, giving you a better understanding of your clients’ risk profile.

fleets risk management

Let’s get technical, technical

How does dynamic pricing work?

data icon
Truck-loads of data

We combine vehicle control, environmental risk, and driver fatigue to provide a 360-degree risk picture for every journey.

A simple Safety Score

That data is turned into a Safety Score and applied to the standard usage rate to generate a premium that’s updated after every journey.

Actionable insights

The platform will give your client actionable insights that tell them exactly what needs to be done to improve their score.

OUR POLICIES

Policies that deliver the insurtech promise

The technology that powers Humn is the height of insurtech innovation, but when it comes to our policies, we like to keep things simple. If your clients are ready to unlock the full potential of their driving data, Pay How You Drive is as cutting-edge as it gets. But, if they prefer to take it slow, Annual Plus offers traditional structure with modern benefits.

Pay How You Drive

This dynamic policy follows a simple rule: the safer the fleet, the lower the cost. We use heaps of driving data to create a personalised premium for each trip in real-time, based on how safely a vehicle is driven and the environmental risk around it.

Pay an upfront deposit, then monthly premiums based on the number of miles covered
Mileage charge calculated based on your driver’s performance
Track drivers and premiums in real-time
Personalised driving insights to improve safety, reduce exposure and reduce cost
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Annual Plus

Get all the comfort and familiarity of a traditional policy, plus our state-of-art risk management solution. You’ll even have the potential to earn a nice rebate on your premium when you renew, based on your claims ratio and fleet Safety Score over your term.

Billed annually or financed over 10 months​
Per-vehicle premium agreed at start of policy ​
Potential to earn a rebate upon renewal​
Personalised driving insights to improve safety, reduce exposure and reduce cost​
Track potential savings earned on each trip
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Ready for a quote?

You can reach us using the form below. Once we get your message, someone will get back to you as soon as possible.

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