We are Humn
And we’ve created an advanced insurance operating system, designed specifically for commercial vehicles. But we didn’t stop there. We combined it with dedicated risk management and behavioural science teams to transform the way connected commercial vehicles are insured.
WHAT WE DO
Safer driving, fairer pricing
We go beyond the bonnet, analysing geospatial risk factors to provide a truly comprehensive risk assessment. And it all happens in mere milliseconds. Using this, we give actionable, highly-personalised driving insights that help commercial drivers reduce risk on the roads.
Next-gen operating system
An insurance OS backed by behavioural science
By combining our state-of-the-art risk model with a dedicated in-house behavioural science team, we’re able to not only track risk at a previously unseen level but also provide the highly-personalised insights needed to reduce exposure. Through constant research, development, and experimentation, our team creates new ways to engage and reward good drivers. We work directly with fleet managers to empower, not penalise.
unparalleled risk management
We see risk inside and outside the vehicle
How did we create an unbelievably sophisticated commercial motor risk assessment? By investing more in our algorithms than anyone else, using more data points than anyone else, and making more use of that data than anyone else. Ultimately, our operating system makes insurance for connected vehicles more profitable and scalable than ever.
increasingly accurate data
Future-proofed by machine learning
Thanks to our data science team, we’re able to use machine learning to identify and quantify risk at an unprecedented speed. The models learn to become more efficient with less data, creating a complete risk picture down to the millisecond. We stream risk as it’s happening, but that’s not all: new opportunities to add or improve our data sources are being actively sought out through our continuous evaluation process.